Paymenow is Africa's leading and most impactful financial wellness platform, moving employees from short-term cash pressure to long-term financial resilience. It's a data-free platform that gives employees early access to a portion of their already-earned but unpaid wages, alongside free in-app financial education, a debt-reset programme, no-fee vouchers for everyday necessities and an interest-bearing savings account. Independently verified by 60 Decibels for four consecutive years, 94% of users report an improved quality of life. Live across South Africa, Zambia, Namibia and Pakistan, Paymenow now serves 1 million employees and is resolute in their vision to end the debt trap for 10 million employees by 2035.