SmartReset is a financial wellness programme for employers, backed by Paymenow, the payroll brand South Africa's workforce already trusts. It reduces the cost of financial strain on your business by identifying employees under pressure and guiding them through debt, protection and savings, supported by a dedicated accredited coach for every employee. Progress is tracked and reported in terms your finance team can use: debt cleared, cash flow recovered, coaching engagement. SmartReset is designed to help deliver the Paymenow Group's vision, to end the debt trap for 10 million employees by 2035. For employers, it is the most practical way to build a financially stable, resilient and engaged workforce.